{"serviceId":"7942e165-c504-480c-a879-dae771db6442","summary":{"badgeLabel":"Service uncertified","certificationStatus":"uncertified","tierLabel":"No trust coverage","publicSummary":"This service has registered endpoints, but it does not currently have a meaningful public certification signal.","endpointCount":1,"certifiedEndpointCount":0,"level1EndpointCount":0,"warningEndpointCount":0,"staleEndpointCount":0,"uncertifiedEndpointCount":1,"unpaidVerifiedEndpointCount":0,"paidVerifiedEndpointCount":0},"serviceHealth":{"serviceId":"7942e165-c504-480c-a879-dae771db6442","healthStatus":"documented","healthScore":68,"endpointCount":1,"monitoredEndpointCount":0,"healthyEndpointCount":0,"warningEndpointCount":0,"degradedEndpointCount":0,"staleEndpointCount":0,"openIncidentCount":0,"publicSummary":"Service coverage is still mostly declarative, so health reflects docs and workflow structure more than runtime proof.","lastEvaluatedAt":"2026-03-24T23:11:15.268Z","createdAt":"2026-03-24T23:11:15.268Z","updatedAt":"2026-03-24T23:11:15.268Z"},"incidents":[{"id":"f3dae8c2-3b7f-4de1-a01d-554990a6ddc4","scopeKind":"service","scopeId":"7942e165-c504-480c-a879-dae771db6442","serviceId":"7942e165-c504-480c-a879-dae771db6442","targetLabel":"Mortgage Refi Shopper API","incidentCode":"service_partial_coverage","severity":"info","title":"Service still relies on declared coverage","summary":"1 endpoint(s) in this service still rely mostly on documented metadata instead of runtime proof.","details":{"endpointCount":1,"documentedCount":1},"status":"open","occurrenceCount":1,"firstObservedAt":"2026-03-24T23:11:15.268Z","lastObservedAt":"2026-03-24T23:11:15.268Z","createdAt":"2026-03-24T23:11:15.268Z","updatedAt":"2026-03-24T23:11:15.268Z"}],"endpoints":[{"endpoint":{"id":"34095f05-d73e-40a7-8c8a-2167c575396b","serviceId":"7942e165-c504-480c-a879-dae771db6442","transport":"http","url":"https://brandontan.app/agentic-services/api/refi","httpMethod":"POST","paymentRail":"x402","verificationKind":"x402_402","requiresHumanApproval":false,"privateDataLane":false,"budgetRequired":false,"supportsPreview":false,"previewReturnsEstimatedSpend":false,"previewReturnsLatencyHint":false,"previewReturnsFreshnessHint":false,"previewReturnsCapabilities":false,"previewReturnsApprovalRequirement":false,"supportsStructuredReceipt":false,"supportsEvidenceRefs":false,"supportsArtifactHandles":false,"supportsSliceReads":false,"supportsCitationChecks":false,"supportsDeliveryVerification":false,"requestSchema":{"source":"402index","category":"finance/housing","protocol":"x402","provider":"brandontan.app"},"verificationTemplate":{"body":{},"query":{},"headers":{},"expectedHttpStatus":402,"expectedContentType":"application/json"},"verificationStatus":"pending","unpaidVerificationStatus":"pending","paidVerificationStatus":"pending","requiresPaidVerification":false,"latestChallengeOptions":[],"documentedVariants":[],"documentedRequestShape":{"note":"Imported from the public 402 Index catalog. Upstream health and reliability are treated as secondary metadata; the registry still applies its own native verification.","source":"402 Index API","category":"finance/housing","featured":false,"protocol":"x402","provider":"brandontan.app","sourceTag":"self-registered","healthStatus":"healthy","latencyP50Ms":56,"registeredAt":"2026-03-23 12:07:38","lastCheckedAt":"2026-03-24 22:48:03","x402AssetKnown":1,"reliabilityScore":95,"x402PaymentValid":1},"documentedRelatedEndpoints":["https://402index.io","https://402index.io/api/v1/services","https://brandontan.app"],"documentedRateLimitNotes":"402 Index uptime_30d: 1. 402 Index latency_p50_ms: 56.","documentedWorkflowRole":"execution","documentedWorkflowEdges":[],"createdAt":"2026-03-24T23:11:14.715Z","updatedAt":"2026-03-24T23:11:15.268Z"},"certification":null,"endpointHealth":{"endpointId":"34095f05-d73e-40a7-8c8a-2167c575396b","healthStatus":"documented","healthScore":68,"availabilityScore":72,"freshnessScore":52,"paymentScore":90,"workflowScore":56,"findingPenalty":0,"incidentCount":0,"publicSummary":"Endpoint health is mostly based on declared workflow metadata because runtime monitoring is still incomplete.","lastEvaluatedAt":"2026-03-24T23:11:15.268Z","createdAt":"2026-03-24T23:11:15.268Z","updatedAt":"2026-03-24T23:11:15.268Z"}}]}